Plan Costs

Not all employers participate in the all of the Plans offered by HEB Manitoba. Rates are subject to change.

 Printer Friendly PDF

PlanFrequency Employee Premium/ContributionEmployer Premium/Contribution
Pension Plan
effective April 1, 2013 (first full pay period) 

 Each Pay7.9% of pensionable earnings up to the YMPE* and 9.5% of pensionable earnings in excess of the YMPE.7.9% of pensionable earnings up to the YMPE* and 9.5% of pensionable earnings in excess of the YMPE.

 *YMPE is the Year’s Maximum Pensionable Earnings. For 2024, the YMPE is $68,500.
COLA Plan effective April 1, 2015 (first full pay period)
 Each pay1.0% of pensionable earnings.1.0% of pensionable earnings.
Life Insurance Plan effective April 1, 2013 (first full pay period)
Basic Personal*Each payNil8.26 cents per $1,000 of insurance.
Optional Personal*Each pay8.26 cents per $1,000 of insurance per unit of Optional Insurance. The employee may choose 1, 2, 3 or 4 units.Nil
 *The maximum combined benefit payable for Basic and Optional Personal Life Insurance is $1,000,000.
The total of the employer premium plus the employee premium cannot exceed the maximum premium of $82.60 each pay.
Optional Family Each pay$2.42 per unit (maximum of 10 units)Nil 
Healthcare Plan
effective September 1, 2024 
  MonthlySingle Coverage: $21.86

Family Coverage: $54.55
Single Coverage: $21.86

Family Coverage: $54.55
Dental Plan effective September 1, 2024 
 MonthlySingle Coverage: $21.40

Family Coverage: $62.46
Single Coverage: $21.40

Family Coverage: $62.46
Healthcare Spending Accounteffective June 1, 2019
  Monthly NilClaims incurred plus administration fee.
Employee Assistance Plan
 effective July 1, 2023 
 Monthly Nil$4.10 per employee
Disability & Rehabilitation Plan
effective January 1, 2019 
  Each PayThe total premium paid by employers or employees/employers is 2.2% of eligible earnings.
Retiree Healthcare Plan
effective September 1, 2024 
 Level I MonthlySingle Coverage: $3.91

Family Coverage: $6.87
Not applicable
 Level II MonthlySingle Coverage: $47.23

Family Coverage: $74.66
Not applicable

 




© 2024 HEB Manitoba

 

Disclaimer - This website provides a basic overview of the Healthcare Employees' Pension Plan (HEPP) and the Healthcare Employees' Benefits Plan (HEBP) (collectively the HEB Manitoba Pension and Benefit Plans). Not all employers participate in all Plans. Please check your eligibility for benefits with your employer.

HEB Manitoba is a name notation registered by the Healthcare Employees’ Pension Plan – Manitoba and the Healthcare Employees’ Benefits Plan – Manitoba and under which each of their respective undertakings is carried out.

The information on this website is for convenience of reference only and has no official sanction. View our full disclaimer here.