Contributing to the Plan

Pension contributions are deducted from your pensionable earnings and are matched by your employer. The pension contribution rates are determined by the Plan’s Signatory Boards and Unions. Employer and member contributions are pooled and the money is invested to provide pension benefits to all members and their beneficiaries. For current contribution rates, please contact your employer or refer to the Plan Cost Summary.

Note: There is a maximum amount that you and your employer may contribute to the Plan. This maximum amount is set by the Canada Revenue Agency (CRA) each year and cannot be exceeded. See Maximum Pension Amounts for more information.

You can only contribute to the Plan until November 30 in the year you turn age 71.

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Disclaimer - This website provides a basic overview of the Healthcare Employees' Pension Plan (HEPP) and the Healthcare Employees' Benefits Plan (HEBP) (collectively the HEB Manitoba Pension and Benefit Plans). Not all employers participate in all Plans. Please check your eligibility for benefits with your employer.

HEB Manitoba is a name notation registered by the Healthcare Employees’ Pension Plan – Manitoba and the Healthcare Employees’ Benefits Plan – Manitoba and under which each of their respective undertakings is carried out.

The information on this website is for convenience of reference only and has no official sanction. View our full disclaimer here.