Waiver of Premium

If you are unable to work due to a total disability, and you meet eligibility requirements, you may be entitled to premium-free coverage. This means your Life Insurance coverage is maintained without payment, at the same level in effect before the disability began, and continues for as long as you are in receipt of total disability benefits.

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Disclaimer - This website provides a basic overview of the Healthcare Employees' Pension Plan (HEPP) and the Healthcare Employees' Benefits Plan (HEBP) (collectively the HEB Manitoba Pension and Benefit Plans). Not all employers participate in all Plans. Please check your eligibility for benefits with your employer.

HEB Manitoba is a name notation registered by the Healthcare Employees’ Pension Plan – Manitoba and the Healthcare Employees’ Benefits Plan – Manitoba and under which each of their respective undertakings is carried out.

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