Termination of Coverage

HEB Manitoba Life Insurance coverage for you and, if applicable, your eligible dependants ends on the earlier of your date of retirement/termination, the last day premiums were paid, the date you change to a casual employment status, or when you reach age 71.

Note: There is a 31-day period following the termination of your coverage in which you are eligible to apply for conversion to an individual Life Insurance Policy with Canada Life (age and maximum conversion limits may apply). Life Insurance coverage is maintained for you and your spouse/common-law partner during the 31-day period.

You may convert your Life Insurance and your spouse/common-law partner’s Life Insurance coverage to an individual Life Insurance Policy with Canada Life upon termination or retirement without Evidence of Insurability (subject to maximum age and conversion limits). However, Canada Life must receive your completed application for conversion and the first premium payment within 31 calendar days of the earlier of your date of termination or the last day premiums were paid.

To convert your HEB Manitoba Life Insurance, please contact Deborah Capek, who administers the conversions for Canada Life, at (204) 297-6224 for further information.

As time restrictions apply, please contact Canada Life as soon as possible.