Evidence of Insurability

After 60 calendar days from your employment start date into an eligible position, or the date your employment status changes, a Canada Life Evidence of Insurability form and a HEB Manitoba Life Insurance Plan Change Form must be completed to:

• Obtain or increase Optional Life Insurance and/or
• Obtain or increase Optional Family (Dependant) Life Insurance.

The Canada Life Evidence of Insurability form and HEB Manitoba Life Insurance Plan Change Form may be obtained from your employer. You must complete both forms and return the original Canada Life Evidence of Insurability form and a copy of the HEB Manitoba Life Insurance Plan Change Form to Canada Life for adjudication. The original HEB Manitoba Life Insurance Plan Change Form must be returned to your employer.

If your request to increase your coverage is approved, you will be notified with written confirmation. At that time, your employer will adjust your Life Insurance premiums accordingly.

Note: If your request to increase your coverage is denied, Canada Life will notify you of their decision in writing.

Evidence of Insurability is not required for increases to insurance made within 60 days of experiencing a recognized significant life event.

For more information regarding significant life events, please refer to the Changes in Coverage page in this section.