Premiums

Your employer pays for Basic Life Insurance. You pay premiums for any Optional Life and/or Family (Dependant) Life Insurance that you elect.

Optional Life Insurance may be subject to Evidence of Insurability requirements.

Premiums are deducted from your bi-weekly pay starting on your employment start date or the date your employment status changes to an eligible position.

Manitoba Retail Sales Tax (RST) must be paid on employee and employer premiums for HEB Manitoba Employee Life (Basic & Optional) and Family (Dependant) Life Insurance.

For premium rates, see the Plan Cost Summary.

Please note that all premium calculation examples provided in this section do not include RST.

Disclaimer - This website provides a basic overview of the Healthcare Employees' Pension Plan (HEPP) and the Healthcare Employees' Benefits Plan (HEBP) (collectively the HEB Manitoba Pension and Benefit Plans). Not all employers participate in all Plans. Please check your eligibility for benefits with your employer.

HEB Manitoba is a name notation registered by the Healthcare Employees’ Pension Plan – Manitoba and the Healthcare Employees’ Benefits Plan – Manitoba and under which each of their respective undertakings is carried out.

The information on this website is for convenience of reference only and has no official sanction. View our full disclaimer here.