Family (Dependant) AD&D Benefit Payments

Injury or Death Due to an Accident

If you have Family (Dependant) Life Insurance coverage upon the injury or accidental death of an insured dependant, the AD&D benefit is paid to you, subject to any other legislation that may be in place at the time of death.

The AD&D benefit is paid to you in the form of a cash lump-sum payment for:

  • The accidental death of an insured dependant, or
  • An insured dependant who suffers the loss of a specified body part or loss of use of a specified body part due to an accident.

The AD&D benefit is not subject to income tax.

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