Employee Life AD&D Benefit Payments

Death Due to an Accident

If your death is due to an accident, the Employee Life AD&D benefit is paid to your beneficiary(ies) or, in the absence of a beneficiary to your Estate, subject to any other legislation that may be in place at the time of death.

The AD&D benefit is paid in the form of a cash lump-sum payment. This payment is not subject to income tax.

Injury Due to an Accident

If you suffer the loss of a specified body part, or loss of use of a specified body part due to an accident, the AD&D benefit is paid to you, subject to any other legislation that may be in place at the time of injury.

The AD&D benefit is paid in the form of a cash lump-sum payment. This payment is not subject to income tax.

Disclaimer - This website provides a basic overview of the Healthcare Employees' Pension Plan (HEPP) and the Healthcare Employees' Benefits Plan (HEBP) (collectively the HEB Manitoba Pension and Benefit Plans). Not all employers participate in all Plans. Please check your eligibility for benefits with your employer.

HEB Manitoba is a name notation registered by the Healthcare Employees’ Pension Plan – Manitoba and the Healthcare Employees’ Benefits Plan – Manitoba and under which each of their respective undertakings is carried out.

The information on this website is for convenience of reference only and has no official sanction. View our full disclaimer here.