Benefits Overview

Key Highlights:

  • Coverage effective as of the date of employment in an eligible position, or the date employment status changes from casual to full-time or part-time,
  • Maximum benefit of $1,000,000 for total of Employee Life Insurance (Basic plus Optional units),
  • Up to four units of Optional coverage available,
  • Matching Accidental Death and Dismemberment (AD&D) coverage (equal to Basic plus Optional units) at no additional cost to the employee,
  • Maximum benefit of $2,000,000 for total of Employee Life Insurance with matching AD&D coverage,
  • Spousal and dependant coverage maximum benefits of $100,000 and $50,000 respectively,

Download a printable copy of the Understanding Your Life Insurance Benefits brochure (pdf).

Terms and Conditions

Benefits are paid based on the provisions of the Life Insurance Plan, the number of Insurance units indicated on enrolment and change forms received by HEB Manitoba, and/or the administrative processes in effect at the time of enrolment or change in coverage. Payment of premiums does not guarantee coverage if HEB Manitoba has not received the required documentation, or if the provisions of the Plan are not met.

In all cases, specific benefits available and the terms and conditions of the Life Insurance Plan are governed by the Group Agreement between HEB Manitoba and The Canada Life Assurance Company (Canada Life). In the event of any difference between the terms in this section and those of the Group Agreement, the terms of the Group Agreement shall apply. Canada Life administers and adjudicates claims for the HEB Manitoba Life Insurance Plan.

Your employer does not necessarily participate in each of the Benefit Plans offered by HEB Manitoba. For information on eligibility, or for further information about the Life Insurance Plan, please contact your human resources or benefits department.

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Disclaimer - This website provides a basic overview of the Healthcare Employees' Pension Plan (HEPP) and the Healthcare Employees' Benefits Plan (HEBP) (collectively the HEB Manitoba Pension and Benefit Plans). Not all employers participate in all Plans. Please check your eligibility for benefits with your employer.

HEB Manitoba is a name notation registered by the Healthcare Employees’ Pension Plan – Manitoba and the Healthcare Employees’ Benefits Plan – Manitoba and under which each of their respective undertakings is carried out.

The information on this website is for convenience of reference only and has no official sanction. View our full disclaimer here.