Making the Claim

The D&R application consists of three main parts:

  1. Member Statement
  2. Physician’s Statement, and
  3. Employer Statement.

The initial 119 calendar days after you become Totally Disabled are known as the Elimination Period. To make a D&R claim, all three parts of the application must be fully completed and submitted to HEB Manitoba within 60 days after the end of the Elimination Period (within 180 days from the Date of Disability).

The sooner your completed claim application is received, the sooner HEB Manitoba can assess your eligibility for D&R Benefits.

For more information about Total Disability, please refer to the Eligibility for D&R Benefits page in the Applying for D&R Benefits section of this website.

Once all original, completed claim application forms are received by HEB Manitoba, your claim will be assessed. If there is additional information that is pertinent to your claim, please provide supporting documents with your application.


  • Under the terms of the D&R Plan, a late application will be denied unless there is a written explanation satisfactory to HEB Manitoba, as to why the application could not be submitted within 60 days after the end of the Elimination Period (within 180 days from the Date of Disability). If it is not possible for you to submit your application within 60 days after the end of the Elimination Period, you can still submit your application with supporting documents. However, you must also provide a letter explaining why your application is late.
  • Original completed, signed, and dated forms must be returned to HEB Manitoba. Photocopies will not be accepted. Exception: HEB Manitoba will accept photocopies of Proof of Age documents.

HEB Manitoba recommends that you complete and submit your application as soon as possible to avoid delays in assessing your claim.

For a Recurrent claim, you must reapply for D&R Benefits (the three parts of the application form will need to be completed and submitted to HEB Manitoba). For example, if you were approved for a D&R claim, returned to work to your full duties and normal level of hours, and then within six months of your return, again become Totally Disabled from the same or related cause, your claim may be considered under the Recurrent Total Disability provision of the Disability and Rehabilitation Plan Text

© 2023 HEB Manitoba


Disclaimer - This website provides a basic overview of the Healthcare Employees' Pension Plan (HEPP) and the Healthcare Employees' Benefits Plan (HEBP) (collectively the HEB Manitoba Pension and Benefit Plans). Not all employers participate in all Plans. Please check your eligibility for benefits with your employer.

HEB Manitoba is a name notation registered by the Healthcare Employees’ Pension Plan – Manitoba and the Healthcare Employees’ Benefits Plan – Manitoba and under which each of their respective undertakings is carried out.

The information on this website is for convenience of reference only and has no official sanction. View our full disclaimer here.