Change in Definition Assessment

To be eligible for Disability & Rehabilitation (D&R) Benefits, you must be considered Totally Disabled as defined by the Disability & Rehabilitation Plan Text. When initially determining if you were eligible for D&R Benefits, your claim was assessed, in part, to determine if you were Totally Disabled from performing the duties of your Own Occupation. After the Elimination Period and subsequent 20 months, the definition of Total Disability changes and your claim must be reassessed to determine if you are unable to perform the duties of Any Occupation

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