Exclusions

You are not eligible for D&R Benefits if your disability is caused by any of the following:

• A disabling Illness for which you are not under continuing Regular Care and treatment consistent with the nature of the disability, and satisfactory to HEB Manitoba
• An Illness or disability caused (directly or indirectly) from participation in an insurrection or war, declared or undeclared
• A disability caused (directly or indirectly) by committing, attempting to commit, or provoking a criminal offence under the Criminal Code of Canada
• A disability caused by operating a motorized vehicle while impaired by drugs or with an alcohol level that exceeds the legal limit under the Criminal Code of Canada
• An intentional, self-inflicted injury or Illness where there is no corresponding mental illness
• A disability or Illness caused by employment with a non-participating employer, including self-employment, or
• Medical or surgical care that is not normally covered by Manitoba Health, regardless of where the medical or surgical care is provided.